A bank that moves with you

A card with cashback at partner venues, offers nearby and QR payments, in one app.

App Store — coming soonGoogle Play — coming soon

A card that gives back

Pay with your KMeta card at partner restaurants, cafés and shops and part of the amount comes back to your account. No promo codes: the card itself is your identifier.

The account and the card are opened by Halyk Bank of Kazakhstan JSC inside the app.

Home screen: the KMeta card, Add to Apple Wallet and today's transactions

Venues nearby, with real offers

A city map of partners: opening hours, rating, photos and what they give today, a gift, a discount or bonus points.

Partners screen: a map with venue ratings and a list of cafés with offers

Money and details at hand

Top-up screen: another bank's card, transfer amount and fee — **Top up in seconds**From any bank's card, with the fee shown before you send.

Everything important in one placePersonal details, contacts and account settings.

Pay by QR in three taps

Open the scannerIt sits on the home screen, no menus to dig through.
Point it at the codeAny bank QR code works and the amount fills in itself.
ConfirmThe money leaves your account and the receipt stays in your history.

A cabinet for creators

Venues look for bloggers, bloggers look for venues. Agree inside the app, and the income from your followers' purchases is counted for you.

Creator cabinet: income for the month and payout history — **Earn on integrations**Income and collaboration results on one screen.

Payout details: venue, offer, collaboration period and the amount credited — **See what brings results**Funnel, purchases and crediting rules for every partner.

Want to join as a partner or a creator?

Write to us: we will explain the terms and connect your venue or cabinet.

Account opening, card issuance and payments happen inside the bank's secure module in the app. KMeta does not store your banking data: see the Privacy policy.